SBI PO & Clerk 2018 Call Letter

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Cloze Test: English Quiz

Dear Aspirants,

Directions (Q.1-10): In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete:

Acid attacks, especially on women, are an issue of increasing (1). In order to (2) with such attacks, a threepronged (3) is currently under formulation. The first is providing (4)punishment to perpetrators, not only as proportionate punishment for their (5) but also to (6) potential offenders. The second approach is to (7) attacks by regulating (8) to acids. The third is constructing a compensation scheme for victims.

The Indian Penal Code did not have specific provisions to criminalise and punish acid attacks (9) earlier this year. If a person is convicted for (10) acid on another, and thereby causing temporary or permanent damage or deformity, a minimum imprisonment of 10 years and a maximum of life imprisonment is now provided.

1.

1) value

2) welfare

3) gossip

4) concern

5) happening

2.

1) deal

2) do away

3) fight

4) solve

5) tussle

SH- Current Affairs Update 03rd, Feb 2018

Dear Aspirants, 

INTERNATIONAL

India joins Ashgabat agreement

India has joined the Ashgabat agreement which envisages setting up of an international transport and transit corridor linking central Asia with the Persian Gulf to significantly ramp up trade and investment.

• Turkmenistan, as depository State of Ashgabat Agreement, informed on February 1 that all the four founding members have consented to the Accession of India.
• Turkmenistan, Iran, Oman and Uzbekistan signed the agreement on April 25, 2011.
• In October 2016, Pakistan had formally joined the project. Kazakhstan is also a part to this agreement.

NATIONAL

PM to address the inaugural session of Advantage Assam - Global Investors Summit

The Prime Minister, Shri Narendra Modi, will address the inaugural session of Advantage Assam - Global Investors Summit 2018, in Guwahati on February 3, 2018.

• The two-day Summit will be the largest ever investment promotion and facilitation initiative by the Government of Assam.
• The Summit aims at highlighting the geo-strategic advantages offered to investors by Assam.

Yogi Adityanath inaugurates Surajkund Mela in Haryana

Uttar Pradesh Chief Minister Yogi Adityanath inaugurated the Surajkund Mela on 2 February, in the presence of Haryana Chief Minister Manohar Lal Khattar.

• The 17-day-long event, which is in its 32nd edition, showcases India’s rich cultural diversity, crafts and handiworks.
• The Mela this year has the culture of Uttar Pradesh as its theme and focuses upon child rights violations across India.
• All of India’s states and 20 countries are participating in the festival.
• Surajkund is located in Faridabad in Haryana.

Centre sanctions Rs 1,500 cr for organic farming in Uttarakhand

The Centre has sanctioned Rs 1,500 crore for three years to promote organic farming in Uttarakhand.

• The amount was sanctioned by Union Agriculture Minister Radha Mohan Singh when Chief Minister Trivendra Singh Rawat met him in New Delhi.
• The Union minister also cleared a proposal worth Rs 2,600 crore for the co-operative sector in the state. Of which, Rs 200 crore is meant for the reorganisation of sugar mills.

SH- Current Affairs Update 01st, Feb 2018

Dear SH Aspirants,

Study Daily Current Affairs and stay updated as well as prepare for General Awareness section of bank exams. It's time to gear up your preparations for IBPS/RBI/SBI/SSC and with the daily dose of current affairs, you can easily prepare G.A and score well.

NATIONAL AFFAIRS

7th India Energy Congress begins in New Delhi
7th India Energy Congress focusing on the theme ‘Energy 4.0: Energy Transition Towards 2030’ begun in New Delhi on February 1, 2018.
Highlights of 7th India Energy Congress:
i. India Energy Congress is the flagship event of World Energy Council India (WEC India), which functions under the Union Power Ministry.
ii. 7th India Energy Congress has been jointly organised by Union Ministries of Power, Coal, New & Renewable Energy, Petroleum & Natural Gas, External Affairs and Department of Atomic Energy.
iii. On February 1, 2018, Power and New & Renewable Energy Minister addressed the inaugural session of 7th India Energy Congress.
iv. Over the course of this two-day event, around 400 experts will deliberate on five sub-themes viz. Policy and Energy Environment 2030, Sustainable Mobility, Energy Investments in an Uncertain World, Variable Renewable Energy Integration and Reaching the Last Mile.

AP CM Naidu lays foundation for Universal Peace Retreat Center in Amaravati
On February 1, 2018, Andhra Pradesh Chief Minister Chandrababu Naidu laid the foundation stone for the Universal Peace Retreat Center of ‘Prajapita Brahmakumari Eswariya University’ in Amaravati.

Details about Universal Peace Retreat Center:
i. This Center will be built on 10 acres of land at Nekkollu village within the Amaravati Capital Region. The land has been allotted by Andhra Pradesh State Government.
ii. Raja yoga and Dhyana will be taught at the Center. Besides, the center will be involved in propagating youth development, women empowerment, child care, and moral values.
iii. Universal Peace Retreat Center will have capacity to provide shelter to 1500 people.
iv. Other amenities that will be set up at the Center include an auditorium with 2000 seating arrangement, meditation hall, a museum, laser show and a housing complex.

SH- Current Affairs Update 31st, Jan 2018

Dear SH Aspirants,

Study Daily Current Affairs and stay updated as well as prepare for General Awareness section of bank exams. It's time to gear up your preparations for IBPS/RBI/SBI/SSC and with the daily dose of current affairs, you can easily prepare G.A and score well.

INDIAN AFFAIRS

Bihar cabinet grants Rs 105 crore for Bihar Mahadalit Vikas Mission
On 30^th January 2018, the Bihar cabinet allocated funds worth Rs 105 crore for Bihar Mahadalit Vikas Mission, which formulates and implements schemes for the most backward sections among the Scheduled Castes.
Rs 105 crore for Bihar Mahadalit Vikas Mission:
i. This was declared in a Bihar cabinet meeting headed by Bihar Chief Minister Nitish Kumar.
ii. The Bihar Mahadalit Vikas Mission was established in 2008. It is an autonomous body and functions under the SC/ST Welfare Department.
iii. In the cabinet meeting, it was also decided to construct a high security jail in Phulwarisharif block of Patna. The construction of this jail would cost around Rs 56.72 crore. Maoists and dangerous criminals will be held in this jail.
Some wildlife sanctuaries in India:
Vikramshila Gangetic Dolphin Sanctuary – Bhagalpur District
Udaypur Wildlife Sanctuary – West Champaran District
Kaimur Wildlife Sanctuary – Kaimur District

Uttar Pradesh launches Mukhyamantri Awas Yojana Gramin
On January 30, 2018, Uttar Pradesh State Cabinet launched ‘Mukhya Mantri Awas Yojna Grameen’, a new scheme to construct houses in rural areas.

About Mukhyamantri Awas Yojana Gramin:
i. Mukhyamantri Awas Yojana Gramin is for those who have not been covered under Pradhan Mantri Awas Yojna and those who are not beneficiaries of any other government housing schemes.
ii. Under this scheme, Rs 1.30 lakh financial aid (for constructing houses) will be given to people residing in Naxal-affected areas of Uttar Pradesh and Rs 1.20 lakh to selected beneficiaries.
iii. Beneficiaries under this scheme also includes those families, who have been affected with Kala Azar or Japanese Encephalitis and those who belong to Vantangia or Musahar tribes and do not have houses or are living in “Kuchcha” houses.
iv. Uttar Pradesh State Government has already identified about 25000 beneficiaries for this scheme.
Quick Facts about Uttar Pradesh:
♦ Capital – Lucknow
♦ Current Governor – Ram Naik
♦ Current Chief Minister – Yogi Adityanath
♦ Important National Park – Dudhwa National Park

Maharashtra government to give sanitary pads to 7 lakh girls at Rs 5 a pack
On 30^th January 2018, the Maharashtra state cabinet approved the introduction of Asmita (dignity), a scheme to provide sanitary pads to 7 lakh girls in government schools for Rs 5 a pack.
Asmita:
i. The scheme Asmita aims to provide sanitary pads at subsidized price to girls in the age of 11 to 19 years.

SH- Current Affairs Update 30th, Jan 2018

Dear SH Aspirants,

Study Daily Current Affairs and stay updated as well as prepare for General Awareness section of bank exams. It's time to gear up your preparations for IBPS/RBI/SBI/SSC and with the daily dose of current affairs, you can easily prepare G.A and score well.

INDIAN AFFAIRS

AAI allocates 3,400 crore for upgradation of airports in North East region
On 29^th January 2018, Airports Authority of India (AAI) chairman Guruprasad Mahapatra said that, AAI has allocated Rs 3400 crore for upgradation of airports in the North East region.
AAI – 3,400 crore for upgradation of airports in North East region:
i. Out of the total allocated amount, the share for each state is as follows: Assam – Rs 1720 crore, Tripura – Rs 525 crore, Manipur – Rs 800 crore, Nagaland – Rs 42 crore, Arunachal Pradesh – Rs 211 crore and Mizoram – Rs 60 crore.
ii. Projects worth Rs 934 crore have already been finished. The remaining part is planned to be completed in two to three years.
iii. Among the work to be done, is a new integrated airport construction at Agartala in Tripura. Also, an Instrument Landing System (ILS) will be installed at the Shillong airport, in Meghalaya.
About Airports Authority of India (AAI):
♦ Headquarters – New Delhi
♦ Founded – 1995
♦ Chairman – Dr. Guruprasad Mohapatra

Indian, Vietnamese armies hold first military exercise ‘VINBAX’
On January 29, 2018, armies of India and Vietnam began ‘VINBAX’, a six day-long military exercise in Jabalpur, Madhya Pradesh.

i. Vietnam – India Bilateral Army Exercise (VINBAX) is the first military exercise between India and Vietnam.
ii. Defence ties between India and Vietnam have strengthened in recent times with the primary focus being cooperation in the maritime domain.
iii. With the first protocol on defence cooperation signed in 1994, India and Vietnam have been periodically elevating their defence cooperation since then.
iv. In 2007, the ties were elevated to strategic level and thereafter a pact on boosting bilateral defence cooperation was signed in 2009.
v. In 2016, India-Vietnam strategic partnership was elevated to a comprehensive strategic partnership 
Quick Facts about Vietnam:
♦ Capital – Hanoi
♦ Currency – Vietnamese Dong
♦ Current President – Tran Dai Quang
♦ Important Rivers – Red River, Perfume River

Acid attack victims to get quota in central government jobs
The Department of Personnel and Training (DoPT) has issued an order to provide quota in Central Government jobs to people with autism, mental illnesses, intellectual disability and victims of acid attacks.
Quota for Acid Attack victims in Central Govt. Jobs:
i. Now onwards, in case of direct recruitment, four per cent of the total number of vacancies, (up from the existing three per cent) shall be reserved for people with benchmark disabilities.
ii. A person with not less than forty per cent of a specified disability is to be considered as having benchmark disability.
iii. As per the new order, central government departments have been directed to ensure that one per cent of each posts be reserved for people with blindness and low vision, deaf and hard of hearing, locomotor disability including cerebral palsy, leprosy cured, dwarfism, acid attack victims and muscular dystrophy.

Static GK Awareness- SSC/SBI Clerk/Railways

BOUNDARIES BETWEEN COUNTRIES

1. Line of Actual Control: India & China on the Northern Border
2. Line of Control: India and Pakistan
3. Durand Line: Afghanistan and Pakistan
4. Radcliffe Line: India and Pakistan (its includes Bangladesh Line)
5. Blue Line: Israel & Lebanon
6. Purple Line: Israel and Syria
7. Green Line: Israel and its neighbours
8. (Egypt, Jordan, Lebanon and Syria)
9. Mason-Dixon Line: Maryland and Pennsylvania/Delaware in Colonia America
10. Curzon Line: Poland & Russia
11. Military Demarcation Line (MDL) or
12. Armistice Line: North Korea and South Korea
13. McMohan Line:Northe east India &Tibet
14. Maginot Line:France& Germany
15. Mannerheim line: Russia & Finland
16. Order Neisse Line: Germany & Poland
17. (aftermath of World War II)

ENGLISH READING COMPREHENSION for Syndicate Bank/Canara Bank

Dear SH Aspirant,

We have been providing questions for the IBPS Clerk Mains Exam 2017 and for the IBPS SO Prelims Exam from the important topics of all the sections, which would enhance your preparations for those exams. Solve the questions below which are asked in the IBPS Clerk Prelims Exam, so that this will improve your preparations for the exams.

Solve these questions, so that you do not need to fear for the English section in the forthcoming exams. This question set is a mix of Reading Comprehension and Filler Type questions, which are asked in the recent examinations, attend these questions and conquer the section of English language.

R.C 1-10): Read the following passage carefully and answer the questions given below it. One word is given in bold to help you locate that while answering a question.

The 10th anniversary of the Great Recession, a.k.a. the Great Financial Crisis of 2007-08, has inspired a spate of comments across the globe. Almost without exception, they warn that the lessons of that financial crisis have not been absorbed, and another giant financial bubble is currently inflating its way to another huge bust. Yet, this near-unanimous chorus of warnings has not stopped stock markets across the world from reaching new heights. Greed is drowning out fear. Many busts are caused by central banks tightening money. Today, we have the opposite: the greatest flood of money ever created (over $10 trillion, according to some estimates). The central banks of the US, China, Europe, Japan and Britain are at the forefront. What happens when these central banks try to return to normal, and the giant flood becomes giant ebb? Optimists claim that central banks can manage the transition smoothly. The US Fed plans to move in baby steps, announcing its intentions well in advance to avoid panic. This assumes that markets are rational, when they are mainly creatures of panic and euphoria, boom and bust. Much has been written about the printing of trillions of dollars by the US Fed after 2008. But the others are not far behind. A recent Financial Times column noted that the Bank of England, created in 1694, had a bank rate of around 4% through most of its history. This fell to 2% in the Great Depression, then rose and peaked at 17% in the inflationary 1970s, before returning to the historical 4%. After 2008, an unprecedented monetary stimulus has reduced the Bank rate to 0.25% today. The Bank has also bought £445 billion (about Rs 36,900 billion) worth of securities by printing money. This enormous stimulus has neither led to a boom in GDP nor in consumer prices. Instead, like stimuli in other countries, it has created a giant bubble in assets like bonds, equities and real estate. Many financial analysts fear that the next bust may come not from Western central bank action but from China. This country encouraged a lending boom to rescue the economy after 2008. But that now seems out of control. China’s debt has exploded from $6 trillion to $28 trillion, and its ratio to GDP is up from 140% to 260%. James Anderlini of the Financial Times (‘China’s economy is addicted to debt’, goo.gl/McRV96) says this has created “an economy addicted to borrowing and afflicted with serious asset bubbles. The ultimate test will come when Beijing eventually attempts to wean the country off this debt dependence.” Historically, bonds and equities have moved in opposite directions. Today, both are at all-time highs. Not because this makes economic sense, but because the tidal wave of central bank money has to be put somewhere. So, financiers are plunging into bonds and equities simultaneously, as in the bad old days of 2003-08. They are also plunging into junk bonds, and even junk countries. Argentina has repeatedly defaulted on its foreign debts in the last 100 years. Yet, in the current financial madness, it has successfully sold 100-year bonds, a privilege once restricted to the most creditworthy nations. Mohammed El-Arian, chief economic adviser of Allianz, complains of a “liquidity delusion” that cheap money will continue to flood in forever. So, there is too much risk in soaring markets.

Such a huge bubble typically occurs when three things happen simultaneously. One, the arrival of an exciting new ‘disruptive’ technology that is difficult to value in the short term, but has huge potential. The second is easy market liquidity to help investors roar into markets. The third is cheap credit. All three elements are in evidence today. The new technologies include electric cars, hyperloops, artificial intelligence and companies with ‘network effects’ (like Uber, Facebook and Amazon). Liquidity is massive and cheap. (Some bonds carry negative interest rates.) Ruchir Sharma of Morgan Stanley says “the scale of today’s tech boom is not readily visible because much of the investment action has moved into the hands of big private players. In 1999, nearly 550 startups went public, and after many ended in disaster, the government tightened regulation of public companies. In part to avoid that red tape, this year, only 11 tech companies have gone public.” “Many are raising money instead from venture capitalists or private equity funds. Venture capitalists have poured more than $60 billion into just the technology sector every year for the last three years — the highest flows since the peak in 2000 — and private equity investors say there has never been a better time to raise money.” Many hyped companies (now called ‘unicorns’) have never made a profit. Yet, investors have thrown huge sums at them, raising their valuations above $1 billion each. The world now has over 260 unicorns, including many in India. A bust is certain everywhere (including India). But nobody knows when. The 2003-08 boom proved that markets could soar for years after being declared irrationally exuberant. Cynics are still buying, hoping to double their money before the bubble bursts. It’s a risky strategy.

Q.1) The underlying tone of the passage is understood to be one of:

a) Emphasis

b) Gloom

c) Uncertainty

d) Optimism

e) Prudence

Q.2) The acceleration in stock markets, for long years, not conforming to rational belief often happens under which of the following circumstances?

a) Prior to an economic gloom.

b) After an economic gloom.

c) After rate cuts imposed by a central Bank.

d) When prices of commodities stabilize.

e) When bonds and equities move in the opposite direction.

SH- Current Affairs Update 26th, Jan 2018

Dear SH Aspirants,

Study Daily Current Affairs and stay updated as well as prepare for General Awareness section of bank exams. It's time to gear up your preparations for IBPS/RBI/SBI/SSC and with the daily dose of current affairs, you can easily prepare G.A and score well.

INDIAN AFFAIRS

Centre releases Rs 734.7 crore for 26 irrigation projects

Last week, Union Water Resources Ministry released central assistance amounting to Rs 734.7 crore for 26 irrigation projects.

Funds for Irrigation Projects:

i. Out of the total amount Rs. 734.7 crore, Rs 246.9 crore is for nine prioritised projects under the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) for Accelerated Irrigation Benefits Programme (AIBP) works.

ii. Remaining Rs 487.80 crore is to be utilised for Command Area Development (CAD) works for 17 projects.

iii. It is to be noted that during financial year 2017-18, central assistance amounting to Rs 1152.52 crore has been released for 26 priority projects under the AIBP so far. Besides, Rs. 3318.85 crore has been released as state share from National Bank for Agriculture and Rural Development (NABARD) for 24 priority projects under the AIBP.

India’s richest 1% corner 73% of wealth generation: Survey

As per the survey and the accompanying report (titled ‘Reward Work, Not Wealth’) released by the international rights group Oxfam, richest 1 per cent in India amassed 73 per cent of the wealth generated in the country last year.

Highlights of Survey by Oxfam:

i. Wealth of 67 crore Indians (about 50% of the population) rose by just 1 per cent during last year.

ii. As per the report, wealth of India’s richest 1 per cent increased by overRs. 20.9 lakh crore during 2017, which is equivalent to Indian Government’s budgetary allocation for 2017–18.

iii. On global level, richest 1 per cent managed to corner 82 per cent of the wealth generated last year while wealth of 3.7 billion comprising poorest half of world population did not increase at all.

iv. Findings of this survey have revealed rising income inequality, not only in India but across the world.

Japan sanctioned 45 billion yen loan Assistance to India for Bengaluru Water Supply and Sewerage Project (Phase 3) (I)

Government of Japan has committed JICA (Japan International Cooperation Agency) Official Development Assistance loan for Yen 45 billion for Bengaluru Water Supply and Sewerage Project (Phase 3) (I).

Japan – 45 billion yen loan to Bengaluru:

i. On 24^th January 2018, documents regarding this was exchanged between Mr. S. Selvakumar, Joint Secretary, Department of Economic Affairs, Ministry of Finance, India and H.E. Mr. Kenji Hiramatsu, Ambassador of Japan to India.

ii. Bruhat Bengaluru Mahanagar Palike (BBMP) area, mainly 110 villages, will be covered by this project.

iii. People of this area will be provided with safe water supply and sewerage services. Water treatment plants and sewage treatment plants will be set up for this purpose.

About JICA (Japan International Cooperation Agency):

♦ Headquarters – Chiyoda, Tokyo, Japan

♦ President – Shinichi Kitaoka

♦ Purpose – Official development assistance

SH- Current Affairs Update 23rd, Jan 2018

Dear SH Aspirants,

Study Daily Current Affairs and stay updated as well as prepare for General Awareness section of bank exams. It's time to gear up your preparations for IBPS/RBI/SBI/SSC and with the daily dose of current affairs, you can easily prepare G.A and score well.

I

NDIAN AFFAIRS

India to host first summit of International Solar Alliance: Modi

Citing global climate change as one of the biggest global challenges, Prime Minister Narendra Modi announced that India will host the first summit of the International Solar Alliance (IAS) in March.

First International Dam Safety Conference held in Thiruvananthapuram

The first International Dam Safety Conference-2018 was held in Kovalam, Thiruvananthapuram (Kerala) from January 23-24, 2018.

·         This Conference is fourth in series organized under the aegis of ongoing Dam Rehabilitation and Improvement Project (DRIP).

Coast Guard patrol vessel Vijaya launched

‘Vijaya’, the second offshore patrol vessel (OPV) built by the Larsen and Toubro Shipyard for the Indian Coast Guard has been launched.

·         The indigenously built vessel ‘Vijaya’, equipped with state-of art radar, navigational and communication system, will be utilised for day and night patrol and surveillance, anti-terrorist, anti-smuggling operations and coastal security.

INTERNATIONAL NEWS

10th Global Forum for Food & Agriculture held in Berlin

The 10th edition of Global Forum for Food & Agriculture was held in Berlin, Germany from 18th -20th January 2018. The theme of this year’s event is “Shaping the future of livestock – sustainably, responsibly, efficiently”.

·         The Global Forum for Food and Agriculture (GFFA) is an international conference held during International Green Week (IGW) that focuses on central questions concerning the future of the global agri-food industry.

Malta’s Valletta Becomes Europe’s Capital of Culture

Valletta, the capital of Malta officially named European Capital of Culture 2018. Valletta will share the title with Leeuwarden, a city in the Netherlands.

·         Notably, the ‘European Capitals of Culture’ initiative aims to highlight the diversity of European culture and to increase the citizens’ sense of belonging to a common cultural area.

BANKING 

IOB joins hands with National Housing Board

Leading Public Sector Bank (PSB), Indian Overseas Bank (IOB) announced a Memorandum of Understanding (MoU) with National Housing Bank for implementation of the Rural Housing Interest Subsidy Scheme (RHISS) of the Ministry of Rural Development. IOB is one of first major public sector bank to execute the MoU to implement the scheme.

SBI Clerk Cut off 2016, Check Statewise Prelims & Mains Cutoff Mark!

State Bank of India has released the official notification for SBI Clerk 2018. Before you start your exam preparation, it is important that you have a clear idea of the previous year cutoff of SBI Clerk Exam. We have shared the complete details of SBI Clerk cutoff of Prelims and Mains exams conducted in 2016 below. Proper knowledge of the previous year cutoff of SBI Clerk exam will help you understand the number of questions which you should target as safe attempts in SBI Clerk 2018 in order to score more & get higher priority in the merit list.

SBI Clerk Cut Off 2016

The cutoff of SBI Clerk Exam was applied at 2 stages in 2016. These were:

1. Sectional Cutoff

2. Overall Cutoff

Both the above cutoff scores of SBI Clerk exam were released state-wise. However, there will be no sectional & overall cutoff in the prelims as well as mains exam of SBI Clerk Exam this year. The official notification of SBI Clerk 2018 clearly states that 'No minimum qualifying marks for individual sections are prescribed'. 

In the tables below, we have provided the complete details of SBI Clerk Prelims and Mains cutoffs of 2016.

SBI Clerk 2016 Prelims Cut off (Junior Associate)

Subjects	Total Marks	General	OBC/ST/SC/OH/VI/HI/DXS
Reasoning Ability	35	7.75	3.25
Numerical Ability	35	5.5	2
English Language	30	6.75	3.25

SBI Clerk 2016 Prelims state-wise cut off